Author Archives: Moses Wright

Should I Have Dog Health Insurance?

A dog owner without dog health insurance can struggle with unexpected veterinary care costs due to unexpected illness or injury from accidents. Some dog health insurance policies have coverage for routine veterinary care like vaccinations and annual exams.

A dog owner looking for information about pet health insurance can find several pet insurance companies websites by doing a search on a search engine. The websites usually provide specific information on what the different dog health insurance plans cover and their monthly costs. Many pet health insurance companies offer free quotes and help dog owners select the best dog insurance plan.

The dog owner may want a dog insurance policy to cover all veterinary costs including routine checkups. However, pet insurance policies with total coverage can have high monthly premiums. Many dog owners choose dog insurance policies to only cover unexpected veterinary costs that could arise from illness or accidents so that they will have a minimal monthly premium.

The dogs age can affect the dog owners choice for a dog insurance policy. Some dog insurance companies have special insurance plans that cover more costs associated with dogs of advanced age.

Veterinary care can be very expensive. Treatments for cancer, car accident, and hip dysplasia are examples of veterinary costs that can be thousands of dollars.

Some dog health insurance policies can fail to provide coverage for some dog health conditions. If a dog acquires a disease or develops a health problem for which treatment is not covered, the dog owner may still end up with significant veterinary bills.

If dog owners cannot provide necessary veterinary care to treat their dogs illness or injury, the dog owner could be held responsible by local authorities and possibly face charges for animal cruelty or animal neglect. Having dog health insurance helps ensure that neither the dog nor the dog owner will suffer the consequences for a lack of veterinary care.

Some dog health insurance policies have a component that pays for accidental death like dog life insurance. Dog health insurance policies may pay for boarding or other dog ownership expenses.

About the Author: